Bankruptcy Clients are Always Very Disorganized

One thing that characterizes a Bankruptcy Client is a certain level of disorganization...  Often confusion sets in...Then Denial. 

 Finally, they just quit opening the mail...

They often present at the Law Office with a jumble of papers. Unopened Envelopes ...Some from Courts or Lawyers...

Things pile up. 

Then Finally... a Wage Garnishment or Property Attachment sends them to a Lawyer to stop the pain...

Generally Bankrupts make good money...without it they could not get the credit that sent them into Bankruptcy...

Of course every case is different. But there are similarities between them...

Bankruptcy is a very clean remedy. And it does "magically" wipe out almost all debts.  Bankrupts should never agree to pay a debt during or after Bankruptcy to avoid re-establishing the claim.

Bankruptcy is one legal service where clients really do get their money's worth from the Attorney...

A Chapter 7 Bankruptcy is available to persons with lower levels of income for their state. This level varies from state to state... Many Chapter 13 repayment plans for higher earners go bad eventually and can be converted to Chapter 7's later...